Free calculators for sole traders and landlords
Making Tax Digital for Income Tax starts for many sole traders and landlords on 6 April 2026, 2027 or 2028. These calculators use gov.uk rates and show their working under every answer.
Am I in Making Tax Digital?
Enter your turnover and property income. Find out if you must use Making Tax Digital, from which date, and your next four quarterly deadlines.
Self employed tax calculator 2026/27
Income tax, Class 4 National Insurance and student loan on your profit, with the share to set aside each month.
HMRC mileage claim calculator
Business miles in a car, van or motorbike at HMRC's flat rates, one trip at a time or as a running total.
Landlord tax calculator with Section 24
Taxable rental profit, the 20% finance-cost reduction, and what Section 24 costs against the old rules.
Payments on account calculator
Whether you have to pay on account, and what you owe on 31 January and 31 July.
CIS deduction calculator (UK)
The 20%, 30% or 0% deduction on labour only, your net payment, and a running total to claim back.
For food businesses
Cake pricing calculator UK
Ingredients, packaging, your time and overhead: the minimum price, the price at your target profit, and the price per serving.
Café and takeaway GP calculator (UK)
Gross profit and food cost on the VAT-exclusive price, the hit from delivery-app commission, and the menu price for your target GP.
VAT on takeaway food: hot, cold, eat-in (UK)
Which café food is standard-rated and which is zero-rated, with everyday examples from gov.uk VAT Notice 709/1, and what it means for your gross profit.
How to price a café menu in the UK: food cost, GP and VAT
Five steps from recipe cost to menu price, with round-number examples that match the calculator, including VAT and delivery-app commission.
For online sellers
Vinted, eBay, Etsy and Depop fee calculator UK
What you keep on each platform after fees, postage and what the item cost you.
Online Seller Profit and Tax Record 2026/27
A spreadsheet with a stock and sales log, profit per item, the platform reporting check and a tax year summary.
Trading Allowance Checker UK 2026/27
Side hustle income against the £1,000 trading allowance: do you tell HMRC, and is the allowance or actual expenses better.
Do you pay tax on Vinted or eBay sales? HMRC rules explained (UK)
Personal items against trading, HMRC's badges of trade, what platforms report, the £1,000 allowance and when to register.
For cleaners
Cleaning quote calculator UK
Price a clean by hours, rooms or area, or an end of tenancy, with products, travel, a minimum charge and the monthly value of a regular client.
Guides
What you owe on 31 January 2027
The balancing payment for 2025/26, the first payment on account for 2026/27, when you do not have to pay it, and what late filing and late payment cost.
What to send for MTD quarterly update 3 by 7 February 2027
Who has to send it, the period it covers, the deadline for standard and calendar quarters, and a short list to run through before you send.
Can I keep using a spreadsheet for Making Tax Digital?
A spreadsheet counts as digital records. Here is what bridging software does, where gov.uk lists compatible software, and what your spreadsheet has to hold.
Making Tax Digital for landlords: what changes from April 2027
Who joins on 6 April 2027, how your rental income is counted, how joint property works, and what you send each quarter.
HMRC expense categories for the self-employed (2026/27)
The 14 expense boxes on the Self Assessment self-employment pages, what goes in each, what you cannot claim, and the flat-rate shortcuts.
Tax for self-employed hairdressers and barbers (UK, 2026/27)
Renting a chair, tips, what you can claim and where it goes on the return, and the dates Making Tax Digital starts.
Landlord allowable expenses (UK, 2026/27): what goes where
The property expense boxes with everyday examples, repairs against improvements, why mortgage interest is treated differently, and the £1,000 allowance.
CIS tax refund: how subcontractors claim back deductions (UK)
How deductions count against your bill, why a refund is common, a worked example, and what to keep before you file.
Record books for your spreadsheet
If you keep your books in a spreadsheet, the record books in the shop total your income and costs the way each quarterly update asks. The Sole Trader MTD Record Book is ready now, £8.99, and so is the Landlord MTD Record Book, £12.
See the shopThis does not send anything to HMRC. You type the totals into HMRC-recognised software or a bridging tool.
Figures are estimates for planning. They are not tax advice.
Rates checked on gov.uk on 6 November 2026.
Free: the one-page MTD checklist
Every quarterly date, what to do before each update, and what happens if you miss one. Join the list and we email you a short reminder a week before each deadline. Unsubscribe any time.
You are on the list. Your checklist is ready: Download the checklist (PDF)
We will also email you the link, so you have it for later.